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Insurance & Liability
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Insurance and Liability for Drones
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Make sure you have the appropriate insurance
The insurance you need depends on the size of your drone or model aircraft and what you use it for.

Insurance for drones and model aircraft below 20kg
If you fly a drone or model aircraft that weighs less than 20kg for fun, recreation, sport, or as a hobby, you can choose whether or not to have insurance.

If you fly for any other reason, you must have third party liability insurance. For example, you must have insurance if you:

- get paid to take pictures or record video or carry out surveys
- use your drone for work, such as on a farm, park or estate

Although insurance is optional if you only fly for fun, recreation, sport, or as a hobby, remember you’re responsible for your actions. You could be held personally liable for any injury or damage you cause, so you may want to consider getting third party liability insurance.

Insurance for drones and model aircraft 20kg and above
If your drone or model aircraft is 20kg or more, you must always have third party insurance, no matter what you use your aircraft for.
Protecting people’s privacy
Making sure that you don’t invade anyone’s privacy when you’re out flying. What you can and can't do with photos and videos.

Respect other people and their privacy
If your drone or model aircraft is fitted with a camera or listening device, you must respect other people’s privacy whenever you use them.

If you use these devices where people can expect privacy, such as inside their home or garden, you’re likely to be breaking data protection laws.

It’s against the law to take photographs or record video or sound for criminal or terrorist purposes.

Any photos or recordings you take may be covered by the General Data Protection Regulation (GDPR).

21. Make sure you know what your camera can do and the kind of images it can take
Knowing this will help to reduce the risk of taking photos or recording videos that invade privacy.

Make sure you know:

- what quality you can record
- how close your camera can zoom in
- if you can start and stop recording when you are flying
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